:root{--bg:#f7f9fc;--card:#fff;--ink:#0f172a;--muted:#475569;--line:#e2e8f0;--brand:#2563eb;--brand-d:#1d4ed8;--accent:#0ea5e9;--ok:#059669;--warn:#b45309;--r:14px;--sh:0 1px 2px rgba(15,23,42,.06),0 8px 24px rgba(15,23,42,.06)}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}
a{color:var(--brand)}a:hover{color:var(--brand-d)}
img{max-width:100%}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:9}.skip:focus{left:8px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px;flex-wrap:wrap}
.logo{font-weight:800;text-decoration:none;color:var(--ink);font-size:1.1rem;letter-spacing:-.02em;display:flex;gap:8px;align-items:center}
.logo span.dot{width:26px;height:26px;border-radius:8px;background:linear-gradient(135deg,var(--brand),var(--accent));display:inline-block}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;flex-wrap:wrap}
nav.main a{display:block;padding:8px 10px;border-radius:8px;text-decoration:none;color:var(--muted);font-weight:500;font-size:.93rem}
nav.main a:hover,nav.main a[aria-current]{background:#eff6ff;color:var(--brand-d)}
.hero{padding:44px 0 20px}
.hero h1{font-size:clamp(1.9rem,4.5vw,3rem);line-height:1.1;letter-spacing:-.03em;margin:0 0 12px}
.hero p.lead{font-size:1.12rem;color:var(--muted);max-width:720px;margin:0}
.badge{display:inline-block;background:#e0f2fe;color:#075985;font-weight:600;font-size:.78rem;padding:4px 10px;border-radius:999px;margin-bottom:12px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh);padding:22px}
.grid{display:grid;gap:18px}
@media(min-width:900px){.calc{grid-template-columns:1.05fr .95fr}.g3{grid-template-columns:repeat(3,1fr)}}
@media(min-width:640px) and (max-width:899px){.g3{grid-template-columns:repeat(2,1fr)}}
.tabs{display:flex;gap:6px;background:#e2e8f0;padding:4px;border-radius:12px;width:fit-content;margin:18px 0}
.tabs button{border:0;background:transparent;padding:9px 16px;border-radius:9px;font:inherit;font-weight:600;color:var(--muted);cursor:pointer}
.tabs button[aria-selected=true]{background:#fff;color:var(--ink);box-shadow:var(--sh)}
fieldset{border:0;padding:0;margin:0}
.field{margin-bottom:14px}
label{display:block;font-weight:600;font-size:.9rem;margin-bottom:5px}
.hint{font-size:.8rem;color:var(--muted);margin-top:3px}
input,select{width:100%;font:inherit;padding:10px 12px;border:1px solid #cbd5e1;border-radius:10px;background:#fff;color:var(--ink)}
input:focus,select:focus,button:focus-visible,a:focus-visible{outline:3px solid #93c5fd;outline-offset:1px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.kpis{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:16px}
.kpi{background:#f8fafc;border:1px solid var(--line);border-radius:12px;padding:14px}
.kpi .v{font-size:1.5rem;font-weight:800;letter-spacing:-.02em}
.kpi .l{font-size:.8rem;color:var(--muted);font-weight:500}
.kpi.big{grid-column:1/-1;background:linear-gradient(135deg,#eff6ff,#ecfeff);border-color:#bfdbfe}
.kpi.big .v{font-size:2.2rem;color:var(--brand-d)}
.bars{margin:8px 0 4px}.bar{display:flex;align-items:center;gap:8px;font-size:.85rem;margin:6px 0}
.bar .t{width:120px;color:var(--muted)}.bar .b{flex:1;background:#f1f5f9;border-radius:6px;height:14px;overflow:hidden}.bar .b i{display:block;height:100%;border-radius:6px}
canvas{width:100%;height:200px;display:block}
.btn{display:inline-flex;align-items:center;gap:6px;background:var(--brand);color:#fff!important;text-decoration:none;font-weight:600;padding:11px 18px;border-radius:10px;border:0;cursor:pointer}
.btn:hover{background:var(--brand-d)}.btn.alt{background:#fff;color:var(--ink)!important;border:1px solid #cbd5e1}.btn.alt:hover{background:#f8fafc}
.cta{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin-top:12px}
.small{font-size:.82rem;color:var(--muted)}
.tbl{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:.92rem;background:#fff}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f8fafc;font-weight:700}
section{padding:26px 0}
h2{font-size:1.6rem;letter-spacing:-.02em;margin:0 0 12px}
.article{max-width:760px}
.article h1{font-size:clamp(1.8rem,4vw,2.5rem);line-height:1.15;letter-spacing:-.03em;margin:8px 0 10px}
.article h2{margin-top:30px;font-size:1.35rem}.article p,.article li{color:#1e293b}
.meta{color:var(--muted);font-size:.88rem}
.note{background:#fffbeb;border:1px solid #fde68a;border-radius:12px;padding:12px 14px;font-size:.9rem;margin:16px 0}
.box{background:#eff6ff;border:1px solid #bfdbfe;border-radius:12px;padding:16px;margin:20px 0}
.cards a.card{text-decoration:none;color:inherit;display:block;transition:transform .15s}.cards a.card:hover{transform:translateY(-2px);border-color:#93c5fd}
.cards h3{margin:0 0 6px;font-size:1.05rem}.cards p{margin:0;color:var(--muted);font-size:.92rem}
footer.site{border-top:1px solid var(--line);background:#fff;margin-top:40px;padding:26px 0;font-size:.88rem;color:var(--muted)}
footer.site a{color:var(--muted)}footer.site ul{list-style:none;padding:0;margin:8px 0;display:flex;flex-wrap:wrap;gap:14px}
.disc{font-size:.82rem;color:var(--muted);border-left:3px solid var(--line);padding-left:10px;margin:10px 0}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}